Insurance · Business Insurance
Business Insurance
We are a small business too, and we know what it is like to get a certificate request at four o'clock on a Friday. Whether you need a general liability policy to sign a lease or a full package with property, auto and workers' compensation, we put it together and keep it current as the business grows.
What it can cover
- General liability
- Business owners policy (BOP)
- Commercial property
- Commercial auto and fleet
- Workers' compensation and NY disability (DBL/PFL)
- Professional liability and errors and omissions
- Contractors and tradesmen
- Restaurants, bars and retail
- Umbrella and excess liability
Quoted with Progressive, Travelers, Safeco, Liberty Mutual and other carriers as they fit.
Certificates of insurance are issued the same day you ask, and additional insureds and waivers are handled in-house. If you have been told your work is hard to place, call us: independent agencies have access to specialty markets that direct writers do not.
We review your policy every renewal so the coverage matches the payroll, the vehicles and the jobs you are actually doing now, not the ones you were doing when you first signed up.
Common questions
What insurance does a New York business legally need?
Any business with employees must carry workers' compensation and New York State disability (DBL) with Paid Family Leave. Beyond that, landlords, general contractors and clients typically require general liability, and any vehicle titled to the business needs a commercial auto policy.
How quickly can I get a certificate of insurance?
Usually within the hour during business hours. Email the request with the certificate holder's details and we send it directly to them.
Also from East Neck
Auto Insurance
Cars, trucks and SUVs, with the New York coverages you need and the discounts you deserve.
Home Insurance
Homeowners, condo, co-op and renters coverage for Long Island houses and the people in them.
Specialty Insurance
Boats, motorcycles, umbrellas, life and the other things a standard policy leaves out.
Get a business insurance quote
Tell us what you need to insure and we will quote it with more than one carrier. No obligation, and most quotes come back the same business day.