Insurance · Auto Insurance
Auto Insurance
New York requires every registered vehicle to carry liability, personal injury protection and uninsured motorist coverage. We make sure you meet the state minimums, then build the rest of the policy around how you actually drive.
What it can cover
- Liability (bodily injury and property damage)
- Personal injury protection (no-fault)
- Collision and comprehensive
- Uninsured and underinsured motorist
- Rental reimbursement and roadside assistance
- Glass coverage
- Gap coverage for financed and leased vehicles
Quoted with Progressive, Travelers, Safeco, Liberty Mutual and other carriers as they fit.
Because we are an independent agency, we can quote your car with more than one carrier and show you the difference side by side. Multi-car, multi-policy, good student, defensive driving course, safe driver and paid-in-full discounts all add up, and we check every one that applies.
Teen driver joining the household? Buying a new car this weekend? Moving? One call to the office and the policy is updated the same day, with proof of insurance sent to your phone.
Common questions
What coverage does New York State require?
At minimum: $25,000 per person and $50,000 per accident for bodily injury, $10,000 for property damage, $50,000 in personal injury protection, and uninsured motorist coverage. Most drivers choose higher limits, and lenders require collision and comprehensive on financed cars.
Can you insure a car with a lapse or points on the license?
Usually, yes. That is one of the reasons to use an independent agency: we can place a policy with the carrier that treats your situation most fairly rather than a single company's rules.
How fast can I get an ID card?
Same day. Once the policy is bound we email your New York insurance ID card, and it can also be added to your phone's wallet.
Also from East Neck
Home Insurance
Homeowners, condo, co-op and renters coverage for Long Island houses and the people in them.
Business Insurance
Commercial coverage for contractors, restaurants, retail shops, offices and the vehicles they run.
Specialty Insurance
Boats, motorcycles, umbrellas, life and the other things a standard policy leaves out.
Get a auto insurance quote
Tell us what you need to insure and we will quote it with more than one carrier. No obligation, and most quotes come back the same business day.